Pay-per-lead · US business lending

The worlds first "pay as you  go" realtime MCA lead solution. Phone verified, inbound, refunds on bad statements.

Generated real-time through Meta Ads, screened for intent, quality, and you only get leads who fit your funding criteria. No ad spend, no dead numbers, no upfront fees.

Pay-per-lead · US business lending

The worlds first "pay as you  go" realtime business lending lead solution. Every lead hits a "minimum fundable criteria"

Generated real-time through Meta Ads, screened for intent, quality, and you only get leads who fit your funding criteria. No ad spend, no dead numbers, no upfront fees.

PAY AS YOU GO

No upfront fees.
​Pay per qualified lead.

No packages to pre-buy, no credits to burn down, no retainer sitting on your books. You link a card and get billed a flat rate for each lead we deliver that fits your spec - and not a cent before.

01
Step 01

We figure out your criteria.

One short call to lock your loan type, geography, revenue band, time-in-business, and any exclusions. We build the funnel around the borrower you actually want.

03
Step 03

You only pay per qualified lead.

Leads hit your CRM in real time. You're billed a flat per-lead rate only when one clears your spec and passes phone verification — nothing before, nothing else.

Why our leads are good

7 things we do completely different (so you make more money)

01

0% INVALID PHONE GUARANTEE

2 factor authentication on every single phone number

Almost every "verified" lead on the market is just a number checked against a database to see if it's a valid line. That's not verification. We send a one-time passcode to the borrower's phone in real time - if they don't enter it, the lead never reaches you.

  • Confirms the phone is real, active, and actually theirs.
  • Kills fake numbers, typos, and recycled contact data at the source.
  • Every lead reaches your desk phone-confirmed and reachable.
Verify your number
SMS · just now
Live
Enter the 6-digit code sent to
(•••) ••• 4187
4
1
9
2
0
No code entered = no lead billed
Meta Ads · Business Loans● Live
CConstruction · TX0:12s ago
HHVAC · FL0:44s ago
RRestaurant · NY1:03s ago
TTrucking · GA1:29s ago
New inquiry every ~30 seconds

02

Real-time intent

Sent to you within 5.4 seconds of submission

A merchant fills out one of our forms, and they get sent to you the literal second it happens. It's not "same day" it is the exact MOMENT a form submission happens.

  • Delivered in under 5 seconds from inquiry.
  • Caught at peak intent, not hours or days later.
  • Sourced from ads we own - never a network or list.

WHO BUYS FROM US

Every kind of business loan lead.

02

Real-time intent

Sent to you within 5.4 seconds of submission

A merchant fills out one of our forms, and they get sent to you the literal second it happens. It's not "same day" it is the exact MOMENT a form submission happens.

  • Delivered in under 60 seconds from inquiry.
  • Caught at peak intent, not hours or days later.
  • Sourced from ads we own - never a network or list.
Meta Ads · Business Loans● Live
CConstruction · TX0:12s ago
HHVAC · FL0:44s ago
RRestaurant · NY1:03s ago
TTrucking · GA1:29s ago
New inquiry every ~30 seconds

03

Real-time intent

21 questions, built to repel low intent leads.

We load all of our forms with an absurd amount of friction to simply make sure anyone who actually goes through it has intent.

  • Deep qualification, not a name-and-email grab.
  • Screens for real intent, not idle curiosity.
  • You see the full answer set on every lead.
Secure application Step 9 of 9 · 99%
✓ Your data is encrypted and never resold
How much revenue does the business do monthly?
Under $15k
$15k – $50k
$50k – $150k
$150k+
21 questions · avg match time 5.2 seconds

WHO BUYS FROM US

Every kind of business loan lead.

03

Real-time intent

21 questions, built to repel low intent leads.

We load all of our forms with an absurd amount of friction to simply make sure anyone who actually goes through it has intent.

  • Deep qualification, not a name-and-email grab.
  • Screens for real intent, not idle curiosity.
  • You see the full answer set on every lead.
Secure application Step 9 of 9 · 99%
✓ Your data is encrypted and never resold
How much revenue does the business do monthly?
Under $15k
$15k – $50k
$50k – $150k
$150k+
21 questions · avg match time 5.2 seconds
Lead #84129 — spec check
Loan type
Equipment finance
✓ match
Geography
Dallas, TX
✓ match
Monthly revenue
$62,400
✓ match
Time in business
3.2 years
✓ match
APPROVED
Fails any line → never delivered, never billed

04

Real-time intent

Every lead makes $20k/mo, minimum.

We will never send you a lead making below $20k/mo. If you pull statements & it turns out the merchant lied. We will refund that lead (find me another vendor who refunds on statements & I'll send you $50 for a coffee run)

  • Hard filter on every criterion you set.
  • No filler, no off-spec 'bonus' leads.
  • Change your spec any time between deliveries.

WHO BUYS FROM US

Every kind of business loan lead.

04

Real-time intent

Every lead makes $20k/mo, minimum.

We will never send you a lead making below $20k/mo. If you pull statements & it turns out the merchant lied. We will refund that lead (find me another vendor who refunds on statements & I'll send you $50 for a coffee run)

  • Hard filter on every criterion you set.
  • No filler, no off-spec 'bonus' leads.
  • Change your spec any time between deliveries.
Lead #84129 — spec check
Loan type
Equipment finance
✓ match
Geography
Dallas, TX
✓ match
Monthly revenue
$62,400
✓ match
Time in business
3.2 years
✓ match
APPROVED
Fails any line → never delivered, never billed

05

Real-time intent

No rates, terms, or crazy promises on the ads.

All of our ads speak to "high level" problems that business owners who need capital face. No promised terms or "nightmare" scenarios.

  • Problem, situation, and outcome - never bait-and-switch.
  • No fake 'you're approved for $50k' hooks.
  • Attracts serious owners, filters out tire-kickers.
Ads Manager
Campaigns · Last 7d
ActivePausedAll▾ Columns
CampaignSpendLeads
Debt consolidation — TX
$4,210112
Cash-flow gap — nationwide
$3,88094
Equipment — GA/FL
$2,94065
Payroll crunch — retarget
$1,12034
4 campaigns$12.1k305
✓ Problem → outcome creative✗ bait offers

WHO BUYS FROM US

Every kind of business loan lead.

05

Real-time intent

No rates, terms, or crazy promises on the ads.

Our creative speaks to the real situations a business owner is in: the late-paying client, the equipment that broke, the season they need to stock for. We never bait with guaranteed amounts or rates we can't promise, so the borrower who clicks is the borrower you actually want.

  • Problem, situation, and outcome - never bait-and-switch.
  • No fake 'you're approved for $50k' hooks.
  • Attracts serious owners, filters out tire-kickers.
Ads Manager
Campaigns · Last 7d
ActivePausedAll▾ Columns
CampaignSpendLeads
Debt consolidation — TX
$4,210112
Cash-flow gap — nationwide
$3,88094
Equipment — GA/FL
$2,94065
Payroll crunch — retarget
$1,12034
4 campaigns$12.1k305
✓ Problem → outcome creative✗ bait offers
Secure application
🎉
Great news! We've matched you with a lender.
We tell borrowers up front they're being matched with a lender who can actually fund them — so lying only gets them matched with someone who can't help.
Honest answers
Best match
Inflated answers
No match
Transparency lowers false info at the source

06

Honest matching

The merchant is expecting a phone call

Borrowers are told up front that they're being matched with a lender who can actually fund their situation. That single piece of honesty dramatically lowers false information on the form - because lying only gets them matched with someone who can't help.

  • Framed as a match, not a guaranteed offer.
  • Self-selects out the people who'd inflate numbers.
  • Cleaner data because honesty is in their interest.

WHO BUYS FROM US

Every kind of business loan lead.

06

Honest matching

The merchant is expecting a phone call

Borrowers are told up front that they're being matched with a lender who can actually fund their situation. That single piece of honesty dramatically lowers false information on the form - because lying only gets them matched with someone who can't help.

  • Framed as a match, not a guaranteed offer.
  • Self-selects out the people who'd inflate numbers.
  • Cleaner data because honesty is in their interest.
Secure application
🎉
Great news! We've matched you with a lender.
We tell borrowers up front they're being matched with a lender who can actually fund them — so lying only gets them matched with someone who can't help.
Honest answers
Best match
Inflated answers
No match
Transparency lowers false info at the source

07

Real-time intent

You can refund leads yourself, in 2 clicks

Some vendors make you fill out a "refund request" email for EVERY SINGLE LEAD. We don't. You can click 2 buttons & get a lead replaced same day.

  • Report and resolve in two clicks.
  • Auto-credited - no back-and-forth.
  • We carry the risk on every lead we send.

WHO BUYS FROM US

Every kind of business loan lead.

07

REPLACE BAD LEADS

You can refund leads yourself, in 2 clicks

Some vendors make you fill out a "refund request" email for EVERY SINGLE LEAD. We don't. You can click 2 buttons & get a lead replaced same day.

  • Report and resolve in two clicks.
  • Auto-credited — no back-and-forth.
  • We carry the risk on every lead we send.

QUALITY GUARANTEE

Bad lead? get refunded in 2 clicks

To request a refund on a lead, all you have to do is submit a "refund request" (natively populated in your CRM)
​
​This takes 2 clicks and each request gets reviewed by a real human on our team with same-day turnaround,

VERIFIED CLIENT EXPERIENCE

"After dealing with a dozen different ads companies, this is best in class"

VERIFIED CLIENT OUTCOME

"After dealing with a dozen different ads companies, this is best in class"

CLIENT

SAINT LENDING & SAINT INVESTMENTs

LOCATION

BOCA RATON, FL

DEALS FUNDED

14

TOTAL VOLUME​

$14,234,000

CLIENT SINCE

NOV 2025

LEAD SPECS

Talk to business owners who qualify for funding

We analysed the approval criteria of 200+ alternative lenders and banks to find the minimum bar that qualifies for working capital almost everywhere.

What counts as a "qualified lead"

$20k/mo in revenue. No negative EOM bank balance. No defaults. No fraud statements. We will run you through the full qualified criteria on the call.

I don't believe you

That's fine. It literally costs $0 upfront to get started with us so there is no risk. 

What's the minimum to get started?

10 leads is all we ask you to buy. Because the KPI's always average out over that sample size.

Approval criteria analysed
200+
alternative lenders & banks
Distilled into one minimum spec that qualifies for working capital.
Fixed specSemi-privateOTP-verified

Leads who actually remember filling out a form, directly into your CRM... in 48 hours

From kickoff call to first qualified lead in your inbox typically takes between 24-48 hours

Same lead. You pick when it lands.

Identical lead and identical cover on all three. Most vendors send round the clock whether or not anyone is there to dial. You choose the hours, and a tighter window costs more because it is harder to fill.

Same lead. You pick when it lands.

Identical lead and identical cover on all three. Most vendors send round the clock whether or not anyone is there to dial. You choose the hours, and a tighter window costs more because it is harder to fill.

Round the clock

24/7

$55/ lead

Cheapest per lead. You take whatever lands, nights and weekends included.

Start on this window
Most picked

Extended hours

8am - 8pm ET, weekdays

$75/ lead

Leads only land while your floor is staffed. What most desks pick.

Create your account →

Business hours

9am - 5pm ET, weekdays

$105/ lead

Nothing lands outside the working day. Tightest window, so it costs us the most to hit.

Start on this window
The lead$20k+/mo, 6+ months in business, seeking working capital
Dead phone numberReplacement lead, free
Statements come back under $15k/moReplacement lead, free
BillingCharged per lead after it lands, never before
Connecting your CRMFree, about five minutes
PausingOne click. Nothing bills while it's off, and nobody to email

Per delivered lead. No setup fee, no platform fee, no integration fee, no ad spend.

PRICING

One price. Per lead. Quoted before you commit.

Pricing is set by the criteria - tighter filters and smaller geographies cost more. You see the per-lead number, the replacement terms, and the cadence in one quote before any money changes hands. No tiers, no token systems, no minimums beyond your first order.

STARTING AT

?

PER EXCLUSIVE LEAD

AVERAGE BUYER

?

PER EXCLUSIVE LEAD

TIGHTEST FILTER

?

PER EXCLUSIVE LEAD

EVERY ORDER INCLUDES

  • One buyer per lead, period
  • Real-time CRM delivery
  • Dedicated campaign manager
  • 72 hour replacement window
  • Custom geo + revenue filters
  • Weekly performance review

FAQ

Questions buyers usually ask on the first call.

From kickoff call to first qualified lead in your inbox typically takes between seven and ten business days.

What does ‘pay as you go’ actually mean?

No upfront fees, no retainer, no credits to pre-buy. You set your spec, link a card, and get billed a flat per-lead rate only when a qualified lead that fits your spec is delivered. Stop, pause, or change your spec any time.

Where do the leads come from?

Paid social, paid search, and a handful of owned content properties we operate. Every channel is media we directly purchase and creative we directly produce. We do not buy or resell from networks, aggregators, or partner publishers.

How is your phone verification different from everyone else's?

Most vendors ‘verify’ a number by checking it against a database to see if it's a valid, active line. We send a one-time passcode to the borrower's phone in real time and require them to enter it. It confirms the number is real, active, and actually theirs — if they don't enter the code, the lead never reaches you and you're never billed for it.

Can you match my CRM and dialer stack?

Yes. We push to anything that accepts webhooks or has an API — HubSpot, Salesforce, GoHighLevel, Close, Zoho, custom systems. Our partnered CRM's take 5 minutes (2 clicks from you) to get integrated.

How quickly will I get my first lead?

Leads are delivered in real time — typically under a minute from a phone-verified inquiry to your CRM. First delivery after onboarding usually starts within seven to ten business days while we build the creative and wire up your integration.

What happens if my filters are too narrow for your inventory?

We tell you on the first call. If we cannot deliver against your spec inside your target CPL band, we do not take the order. Wasting your budget is not a long-term business.

FAQ

Your first truly qualified leads.
Nothing to pay upfront.

A 30-minute kickoff with one of our onboarding specialists. You leave with your spec, a per-lead quote, and a link to start - then you only get billed when a qualified, phone-verified lead lands in your CRM.

  • Talk with a lending lead specialist
  • Link a card, pay only per qualified lead delivered.
  • No retainer, no minimum, cancel anytime.

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